Legal
Privacy Policy
Last updated: 1 January 2026 — Mozcar Asset Finance Pty Ltd
1. Introduction
Mozcar Asset Finance Pty Ltd ("Mozcar", "we", "us", "our") is committed to protecting your privacy and personal information. This Privacy Policy outlines how we collect, use, disclose, and store your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).
2. What Information Do We Collect?
In order to provide you with credit assistance and brokerage services, we collect personal and financial information. This may include:
- Your name, address, contact details (email and phone), and date of birth
- Your employment details, income, and expenses
- Details of your assets, liabilities, and current credit obligations
- Identification documents (e.g., driver's licence, passport)
- Information about your business (if applying for commercial finance)
3. How We Collect Your Information
We primarily collect information directly from you when you complete our forms, apply for pre-approval, or communicate with us by phone or email. We may also collect information from third parties, such as credit reporting bodies, your employer, or your accountant, provided you have given us consent to do so.
4. How We Use Your Information
We use your personal information to:
- Assess your eligibility for credit and asset finance products
- Match you with suitable lenders from our panel
- Prepare and submit credit applications on your behalf
- Communicate with you regarding your application and our services
- Comply with our legal and regulatory obligations, including under the National Consumer Credit Protection Act 2009
5. Disclosure of Your Information
To provide our services, we may need to disclose your personal information to third parties, including:
- Credit providers and lenders on our panel (to assess and process your application)
- Credit reporting bodies
- Your nominated representatives (e.g., your accountant, solicitor, or guarantor)
- Regulatory bodies and government agencies (e.g., ASIC, AUSTRAC) where required by law
We do not sell your personal information to third parties.
6. Security of Your Information
We take reasonable steps to ensure your personal information is protected from misuse, interference, loss, unauthorized access, modification, or disclosure. We use secure electronic databases and encryption for sensitive financial data.
7. Access and Correction
You have the right to request access to the personal information we hold about you and to ask us to correct it if it is inaccurate or out of date. To do so, please contact our Privacy Officer using the details below.
8. Complaints
If you believe we have breached the Australian Privacy Principles, please contact us. We will investigate your complaint and aim to respond within 30 days. If you are not satisfied with our response, you may complain to the Office of the Australian Information Commissioner (OAIC).
9. Contact Us
If you have any questions about this Privacy Policy, please contact our Privacy Officer:
- Email: info@mozcar.com.au
- Office: A0047, Suite 535, 1 Queens Road, Melbourne VIC 3004
- Mail: Privacy Officer, Mozcar Asset Finance, PO Box 2124, Oak Park VIC 3046